SBA Loan Business Plan in 10 Minutes
Your loan officer asked for a business plan. Get a lender-ready plan with 5-year financials, real market analysis, and a clean use of funds breakdown for $147.
Built around the structure SBA lenders actually look for. 100% money-back guarantee.
One-time payment. No subscription. Money-back guarantee on Pro and bundles.
$147
One-time price
10 min
Delivery time
5 yr
Financial projections
Important: read this before you buy.
BizPlan Genius is not a lender, broker, or financial advisor. We do not place loans, guarantee approval, or evaluate your creditworthiness. We generate professionally structured business plans that match the format most SBA lenders expect. Your loan approval depends on your credit, collateral, business viability, and the lender's underwriting standards.
What is in your SBA loan business plan
Pro plan, $147. Launch Pack at $297 adds Competitor Spy, Pitch Deck, and the auto-generated website.
Why borrowers use us instead of a $2,000 plan writer
Cost
Specialty SBA plan writers charge $1,500 to $3,000. Our plan is $147 with the same core structure your loan officer expects.
Speed
Plan writers take one to three weeks. SBA submission deadlines do not wait. We deliver in 10 minutes.
Real data
Powered by Google Gemini 2.5 with live web grounding. Real competitor pricing, real market data, not generic AI filler.
How it works
Tell us about your business
Loan amount, industry, location, ownership, target market. 3 minutes.
AI builds your plan
Real competitor research, 5-year financials, use of funds. 5 minutes.
Submit to your lender
Download the PDF. Submit with your SBA Form 1919 and supporting docs.
Frequently asked questions
Will my SBA lender accept this business plan?
Our plan follows the structure that SBA lenders expect: executive summary, market analysis, management and operations, marketing strategy, and 3 to 5-year financial projections including income statement, cash flow, and balance sheet. Loan approval depends on your credit, collateral, business viability, and the lender, not on the plan format alone. We provide the plan; we do not place loans.
Does this cover SBA 7(a), 504, and microloans?
Yes. The Pro plan covers requirements typical lenders ask for under SBA 7(a), 504, and microloan programs. It includes a use of funds section and a debt service coverage context section your loan officer will look for.
How long is the plan?
Typically 30 to 50 pages including financials. SBA lenders generally prefer concise, well-structured plans over 100-page documents that nobody reads.
I am applying for a $250,000 SBA 7(a). Is this enough?
Yes for the plan portion. SBA loan packages also typically require: personal financial statement (SBA Form 413), tax returns, debt schedule, and a copy of your lease or LOI for the location. We provide the plan; your lender or banker will provide forms.
I am buying an existing business with an SBA loan. Will this work?
Yes. The Pro plan supports both startup and acquisition narratives. You enter the seller details and historical financials, and the plan includes them in the projections.
How is this different from a $1,500 to $3,000 SBA plan writer?
Specialty SBA plan writers charge $1,500 to $3,000 and take one to three weeks. We deliver a professionally structured plan in under 10 minutes for $147. For complex multi-property real estate or franchise stack deals, a specialist may still help. For most standalone small business loans, our plan is enough.
What if my lender does not accept the plan?
Pro plan includes a 100% money-back guarantee. If your loan officer returns the plan as inadequate, request a refund within 14 days.
I am a first-time business owner. Is this the right plan for me?
Yes. Most of our customers are first-time owners applying for their first SBA loan. The plan is structured so a non-finance person can fill in the inputs and the AI handles the structure and financials.
Ready to build your SBA loan plan?
10 minutes. $147. Lender-ready format.